Chinese markets have had a bumpy start to the new year. Buffeted by the falling yuan and two days of stock exchange suspensions at the start of the month, the fluctuations have left the country’s legions of retail investors on edge. Unlike many western markets, where institutional investors like insurance and pension funds dominate, 80 percent of transactions in China’s markets are made by small investors. Many of them are retirees like He Meizhen, a […]